Your GC wants a certificate by 3 p.m. Your carrier wants a week. We're the agency that gets contractors covered, bonded, and back on the job — fast.
Pick your trade. We'll show you the coverage stack GCs and the State of Texas actually expect you to carry.
$1M/$2M limits GCs require. Completed operations included — not excluded in the fine print.
Texas non-subscriber options explained straight. Payroll-accurate premiums, audit support included.
Bid, performance, and payment bonds — plus license bonds issued same day for most trades.
Trucks, trailers, and tools in transit. Any-auto liability that follows your crew between sites.
Ground-up and remodel projects covered from permit to punch list, including materials on site.
$5M+ towers for contractors bidding municipal, energy, and commercial work with steep requirements.
Structural · Insured
Fleet · Covered
Electrical · BondedCOIs emailed in hours, not days. Your PM gets added as additional insured before the pre-con meeting ends.
We sit with you through every premium audit and fight misclassified payroll. Last year we clawed back $410K for clients.
Direct adjuster relationships and a broker on your side within one hour of any job-site incident.
On-site reviews · Free
"Lost a $2M bid because my old agent took nine days on a bond. TradeGuard turned the next one around in six hours. Haven't lost a bid since."
"Their audit guy found $28K in misclassified payroll my carrier owed me back. The policy basically pays for itself now."
Dan spent eleven years estimating commercial mechanical work before he ever sold a policy. He reads your subcontract the way you do — for the traps. Today he leads a five-broker team writing trades exclusively: no restaurants, no retail, no distractions.
Every TradeGuard account gets Dan's cell number. Call it at 6 a.m. from a job site and he answers.
Three fields and your trade. A broker — not a bot — calls you back within one business hour with what we need to bind.
Mon–Sat · 6:00 AM – 6:00 PM · Se habla español
Your request hit Dan's board. Expect a call within one business hour (Mon–Sat, 6–6).